Our Consultation Methodology Explained

Learn more about the process we use for objective, zero-based budgeting support, aligning every step with your goals and preferences to help you create sustainable results.

Meet Your Team

Experienced specialists, value-focused advice

Jordan Ellis

Jordan Ellis

Lead Analyst

Zero-Based Budgeting

Degrees

Master of Commerce, University of Sydney

Jordan brings careful attention to each client, focusing on neutral analysis and creating comfortable consultations.

Experience

FinVision - Financial Planning Advisor
Wise Advisory - Budgeting Specialist

Skills

Analysis Listening Strategy

Approaches

Value-Based Review Objective Budgeting

Certificates

Certified Financial Planner
Ethical Practice Award
Morgan Price

Morgan Price

Consultant

Expense Allocation

Degrees

Bachelor of Business Administration, Monash University

Morgan uses a measured approach to help clients rediscover control of spending in a non-judgmental setting.

Experience

Pathway Group - Consultation Coordinator
Budget Advisory Hub - Financial Client Advisor

Skills

Communication Empathy Problem Solving

Approaches

Needs Assessment Zero-Based Principles

Certificates

Financial Consultation Certificate
Client Trust Certification
Bailey Reid

Bailey Reid

Client Liaison

Client Support

Degrees

Diploma of Business, RMIT University

Bailey ensures friendly service, supporting clients through every stage and clarifying steps when needed.

Experience

Care Assist - Service Manager
Apex Link - Customer Relations

Skills

Attention Support Collaboration

Approaches

Active Listening Support Guidance

Certificates

Client Service Certificate
Trustworthy Standards Award
Sydney Patel

Sydney Patel

Guidance Specialist

Process Guidance

Degrees

Graduate Diploma in Finance, UTS Sydney

Sydney blends analytical skills with considerate guidance, helping clients implement budgeting changes step by step.

Experience

Steady Consulting - Guidance Analyst
Budget Pathways - Process Coordinator

Skills

Guidance Process

Approaches

Clarifying Sessions Sustainable Change

Certificates

Process Adviser Certification
Client Focus Award
Team collaborating in office setting

Step-by-Step Zero-Based Budgeting

Our practical approach makes zero-based budgeting accessible by focusing on clarity, collaboration, and ongoing support throughout your budgeting journey.

1

Initial Discovery Consultation

We start with a confidential meeting to understand your current circumstances, pain points, and what you want to achieve with your spending plan.

This sets the foundation for trust and helps us tailor every recommendation to your real needs, focusing on clarity.

2

Analytical Review & Mapping

Our analysts examine your income and outgoings from scratch, breaking your budget into purpose-driven categories that reflect your life.

You are involved in every step, maintaining control and ensuring recommendations respect your goals.

3

Ongoing Support & Check-ins

We provide follow-ups to ensure you remain on track and are comfortable with each stage. Adjustments are made as your needs develop.

Continuous support and open channels keep you empowered and motivated—no sales pressure involved.

Why Choose Our Approach

See how our zero-based consultation compares with other services and the support you can expect every step of the way.

Our Features
Key Benefits
santorivexa team
Personalised, objective service
Other firms
Generic, less tailored advice
Purposeful Resource Allocation
Every session focuses on your core values and needs.
Ongoing Personal Support
Continuous assistance for sustainable progress provided.
No Sales Pressure
Sessions are free from product promotions.
Analytical Reviews Included
Your finances reviewed by experienced consultants.
Flexible Scheduling Options
Book at your convenience online or by phone.
All Advantages
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